Privacy Policy of the OceanVault Investment Platform

Effective Date: 06.07.2026
Last Updated: 06.07.2026

1. Introduction

This Privacy Policy ("Policy") explains how OceanVault ("OceanVault", "Company", "we", "us", or "our") collects, uses, stores, discloses, and protects the personal information of users ("User", "you", or "your") who access or use the OceanVault investment platform (the "Platform").

By accessing or using the Platform, you acknowledge that you have read and understood this Privacy Policy and agree to the collection and processing of your personal data as described herein.

2. Information We Collect

Depending on your interaction with the Platform, we may collect the following categories of personal information:

2.1. Account Information

• Full name;
• Date of birth;
• Nationality;
• Residential address;
• Email address;
• Phone number;
• Username;
• Account credentials.

2.2. Identity Verification Information (KYC/AML)

To comply with applicable laws and regulations, we may request:

• Passport or government-issued identification;
• Proof of residential address;
• Selfie or biometric verification;
• Tax residency information;
• Source of funds documentation;
• Source of wealth information;
• Any additional documentation required to verify your identity.

2.3. Financial Information

• Bank account information;
• Payment details;
• Deposit and withdrawal history;
• Investment portfolio information;
• Transaction history;
• Account balances;
• Earnings and investment performance.

2.4. Technical Information

When you use the Platform, we may automatically collect:

• IP address;
• Device identifiers;
• Browser type;
• Operating system;
• Language preferences;
• Log files;
• Usage statistics;
• Access times;
• Pages viewed;
• Cookies and similar technologies.

2.5. Communications

We may retain:

• Customer support requests;
• Email correspondence;
• Live chat communications;
• Telephone recordings where legally permitted.

3. How We Use Your Information

We process personal information to:

• Create and manage your account;
• Provide investment-related services;
• Verify your identity;
• Comply with KYC and AML regulations;
• Process deposits and withdrawals;
• Detect and prevent fraud;
• Improve platform security;
• Respond to customer inquiries;
• Monitor platform performance;
• Improve our products and services;
• Send operational notifications;
• Comply with legal obligations;
• Resolve disputes;
• Enforce our Terms of Service.

4. Legal Basis for Processing

Where required by applicable law, we process personal data based on one or more of the following legal grounds:

• Your consent;
• Performance of a contract;
• Compliance with legal obligations;
• Protection of legitimate interests;
• Any other lawful basis permitted by applicable law.

5. Sharing of Personal Information

We may share your personal information with:

• Banking institutions;
• Payment service providers;
• Identity verification providers;
• Cloud infrastructure providers;
• IT and cybersecurity service providers;
• Analytics providers;
• Professional advisors;
• Auditors;
• Regulatory authorities;
• Law enforcement agencies where required by law.

We do not sell your personal information to third parties.

6. International Data Transfers

Your personal information may be transferred to, stored, and processed in countries other than your country of residence.

Where required, OceanVault implements appropriate safeguards to ensure that international transfers comply with applicable data protection laws.

7. Data Retention

We retain personal information only for as long as necessary to:

• Provide our services;
• Fulfill contractual obligations;
• Comply with legal and regulatory requirements;
• Resolve disputes;
• Protect our legal rights;
• Prevent fraud and financial crime.

When retention is no longer required, personal information will be securely deleted or anonymized.

8. Data Security

OceanVault maintains appropriate technical and organizational safeguards, including:

• Encryption of sensitive data;
• Secure communication protocols;
• Multi-factor authentication;
• Access control policies;
• Security monitoring;
• Regular vulnerability assessments;
• Backup and disaster recovery procedures.

While we strive to protect your information, no method of electronic transmission or storage can guarantee absolute security.

9. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Authenticate users;
• Maintain platform functionality;
• Analyze website traffic;
• Improve user experience;
• Prevent fraud;
• Enhance security.

You may manage cookie preferences through your browser settings.

10. Your Privacy Rights

Subject to applicable law, you may have the right to:

• Access your personal information;
• Receive a copy of your personal data;
• Correct inaccurate information;
• Request deletion of your data;
• Restrict processing;
• Object to certain processing activities;
• Withdraw consent where processing is based on consent;
• Request data portability;
• Lodge a complaint with the appropriate supervisory authority.

11. Marketing Communications

Where permitted by law, we may send promotional and marketing communications.

You may opt out of marketing communications at any time by following the unsubscribe instructions or contacting us directly.

12. Children's Privacy

The Platform is intended solely for individuals who have reached the legal age required to use investment services under applicable law.

We do not knowingly collect personal information from minors.

13. Changes to This Privacy Policy

OceanVault reserves the right to modify this Privacy Policy at any time.

Any changes become effective upon publication on the Platform unless otherwise stated. Your continued use of the Platform following the publication of changes constitutes acceptance of the updated Privacy Policy.

14. Contact Information

If you have any questions regarding this Privacy Policy or our data processing practices, please contact us:

OceanVault

E-mail: privacy@oceanvault.com

Registered Address: OceanVault LLC, 45 Rockefeller Plaza, 23rd Floor, Suite 2311, New York, NY 10111 United States

15. Governing Law

This Privacy Policy shall be governed by the laws of the jurisdiction in which OceanVault is incorporated, except where mandatory data protection laws require otherwise.